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Insuring Agreement

An insuring agreement is the statement of the insurer's commitment under the contract. It also includes the coverages offered by the contract.

Peril

A peril is an actual event against which a person insures himself. Fire is an example of a peril. Additional Personal Injury Protection Additional Personal Injury Protection (APIP) is an optional coverage, that allows insureds to increase the amount of Personal Injury Protection they carry.

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